Author: Tarun Gupta

Bitcoin: Every New Bubble is the Same Old Story

Reading Time: 5 minutesBitcoin is a virtual currency, which is generated through a mathematical formula by a computer software at regular time intervals. By 2040, 21 million bitcoins would be generated, explains Tarun, analysing how it works, in the weekly column, exclusively in Different Truths. As I was leaving the clinic, my good friend, a specialist doctor asked, […]

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How Reliable Are the Indian Banks?

Reading Time: 5 minutesWill the FRDI Bill become a law with enhanced investor protection, as per the assurance of the finance ministry? Tarun examines the debate on the said Bill, in the weekly column, exclusively from Different Truths. A ball, when set in motion, will continue to roll unless stopped by an external force. Similar is the case […]

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Out of the Box Ideas to Kick-start the Economy

Reading Time: 4 minutesTarun offers a few out of the box ideas to kick-start the Indian economy, in the weekly column, exclusively for Different Truths.  The economy is going well, right? After all, the government taxes and tax base have both increased by a factor of many times. This surely would mean that people are making good bucks, […]

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Trends in Indian Consumption and Retail

Reading Time: 4 minutesAs the consumer moves towards more evolved and emotional buying, the need for finance options, both for consumption, as well as high returns on savings would grow more than before. Thus, the finance business will see explosive growth. The highest growth sector in India is mutual fund industry, witnessing a growth of around 40% yearly. […]

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How Interests Rate Affect us?

Reading Time: 5 minutesIndia is going through a slowdown, as 4% real interest rate is making people to go slow on consumption. The government’s need to cut down on fiscal deficit is also making Indian economy a higher taxed economy, thus affecting savings of the common man. Tarun critiques interest rates, in the weekly column, exclusively for Different […]

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Buying Today vs. Buying Tomorrow: Does Interest Rate Influence the Buying?

Reading Time: 5 minutesThere are two things to a buying decision – the rational, and the emotional inputs. Modern research suggests that emotional factors, such as status, fear of feeling left out, beauty, comfort are far more powerful than the purely objective factors such as cost and safety. Tarun also factors in the interest rate to understand the […]

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Digitisation: Is it a Boon or Bane?

Reading Time: 6 minutesMoney was a simple sack of grains in olden times when barter was used. As the economies grew larger and more complex, the need arose for something, which could provide exact value to goods and services, could be stored without any risk of perishing, could be transported easily, and could be recognised easily and accepted […]

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Did Demonetisation Really Happen: What Data Reveals?

Reading Time: 4 minutesDelhi-based Tarun discusses the far-reaching consequences of demonetisation, in the weekly column, exclusively in Different Truths. As I have said before, demonetisation really changed a lot of my thinking. For one, I realised that I was a bad analyst, since I tried to analyse demonetisation at that time without any data. Later on, as many […]

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Investments for an Individual: Need and Procedure

Reading Time: 5 minutesNormally, it is advocated that 5-10% should be allocated into gold, 5-10% in insurance, 30-50% in fixed deposits or government or corporate bonds, and rest in equity, and silver and other inflationary commodities, opines Tarun, in the weekly column, exclusively in Different Truths. Indians are considered people with the highest tendency to save. The country’s […]

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